Loan Closer Licensed (Remote USA) Full Time
Job Description: Loan Closer (Licensed)
Company: Patriot Title (affiliate of Trophy Point Lending)
Position: Loan Closer (Licensed)
Location: Remote (USA)
Status Type: Full-Time Contractor
Compensation: Hourly + Commission/Bonus (Based on Experience)
Affiliate of: Website: https://trophypointlending.com
Position Overview
Patriot Title is seeking a highly skilled and licensed Loan Closer with extensive experience in loan processing and closing. The ideal candidate will oversee the loan closing process from start to finish, ensuring files are complete, accurate, and compliant. This individual will also prepare loan packages for post-closing sale while managing a high monthly volume. A background in loan escrow and a valid license are mandatory for this role.
Key Responsibilities
Loan Closing & Processing
Manage and oversee the entire loan closing process, including document preparation, review, and finalization.
Verify loan documents for accuracy and compliance with company policies and federal/state regulations.
Ensure all conditions are satisfied before closing.
Post-Closing Package Preparation
Package and prepare files for post-closing sale to investors or secondary markets.
Ensure all documents are properly recorded and accessible for audits.
Volume Management
Handle a high volume of loan closings efficiently while maintaining quality and compliance standards.
Customer and Stakeholder Communication
Collaborate with borrowers, title companies, escrow officers, and internal teams to ensure seamless closings.
Resolve any issues or discrepancies quickly to meet deadlines.
Compliance and Licensing
Maintain a strong understanding of and compliance with state and federal lending regulations, including RESPA and TRID requirements.
Utilize loan escrow experience and licensing knowledge to ensure transactions meet all necessary legal requirements.
Qualifications
Education & Experience
Required: Active loan escrow license in the USA (state-specific).
Minimum 5 years of experience in loan closing, escrow, or a related field.
Proven ability to handle high-volume loan closings with accuracy and efficiency.
Experience in residential lending, with knowledge of FHA, VA, and conventional loan products preferred.
Skills
Comprehensive knowledge of loan closing processes, escrow functions, and compliance requirements.
Detail-oriented with exceptional organizational and time-management skills.
Strong verbal and written communication skills.
Proficiency in loan closing software and Microsoft Office Suite.
Preferred Attributes
Ability to work independently in a remote setting while meeting deadlines.
A results-driven mindset with a commitment to quality and accuracy.
Prior experience with loan sales to secondary markets or investor portfolios.
Compensation & Benefits
Competitive hourly pay based on experience.
Commission/bonus structure tied to monthly closing volume.
Why Join Patriot Title:
Be part of a dedicated team committed to providing streamlined and efficient services to real estate professionals.
Enjoy the flexibility of a remote work environment.
Contribute to a dynamic and growing company.
About Us:
Patriot Title is dedicated to providing exceptional title services. We work hand in hand with our clients to offer streamlined and efficient support, ensuring a seamless experience throughout the loan process.
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