Loan Assistant - Madison County, IL
JOB SUMMARY:
Thank you for your interest in joining our team! FCB Banks is looking for talented, hardworking, energetic professionals to join our growing team in both customer facing and customer support positions. We are a locally owned community bank offering a broad range of products and services delivered with great customer service. FCB offers excellent working conditions, competitive... compensation and benefit packages, apply today.
The Loan Assistant assists Loan Officers with making and servicing all varieties of lending products provided by FCB. Provides service to customers and prospective customers.Works in a support capacity to Loan Officers.
Location: Madison County, IL
Shift: Full-Time; Monday - Friday, Saturdays on rotation
PRIMARY RESPONSIBLITIES & DUTIES:
Explains loan options, rates, terms and collateral requirements to customers
Orders credit reports, prepares loan documents and analyzes debt-to-income ratio
Coordinates and conducts loan closings
Reviews loan documents with customers
Obtains customers signature on loan documents
Initiates disbursement of loan proceeds
Services loans in portfolio
Monitors and follows up on loan maturities and renewals
Works with internal and external auditors to ensure compliance with FCBs policies and procedures and federal and state regulations
Keeps informed of changing rules and regulations pertaining to private and government insured mortgages
Performs one or more of the following duties as needed:
Closes consumer loans
Completes loan maintenance
Assists with bank customer service
Handles loan customer service for all locations
Assists all loan officers as needed
Prepares certain Board reports
Pulls past-due reports for loan officers
Applies NSF charges for auto direct loan payments
Other duties as assigned by management
SKILLS & REQUIREMENTS: Communication skills: oral, written, listening and presentation Attention-to-detail Decisiveness Initiative/self-motivation
TECHNICAL KNOWLEDGE REQUIREMENTS:
Working knowledge of:
Real estate lending function
Federal and state regulations pertaining to lending
Basic knowledge of:
Bank operations, policies and procedures
Bank products and services
Computer system
Operation of office equipment such as copier, fax machine, calculator, etc.
Equal access to programs, services and employment opportunities is available to all persons without regard to age, ancestry, citizenship, status, color, physical or mental disability, genetic information, marital status, military status, national origin, race, religion, sex (including pregnancy), sexual orientation, or any other basis protected by federal, state, and/or local law.
In accordance with the Americans with Disabilities Act and/or applicable state and local laws, applicants requiring reasonable accommodations for the application and/or interview process should notify the FCB Human Resources Department. Examples of reasonable accommodations include making a change to the application process; providing written materials in an alternate format such as braille, large print, or audio recording; using a sign language interpreter; using specialized equipment; or modifying testing conditions.
Applicants have rights under Federal Employment Laws
Equal Employment Opportunity Posterhttps://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf
Equal Employment Opportunity Supplement https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf
Family and Medical Leave Act (FMLA)https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/fmlaen.pdf
Employee Polygraph Protection Act https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf
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